I pay about $305 a year for my '92 240sx coupe. I just have liability though, I would like to at least get comprehensive coverage too so that it would be covered for vandalism and theft. Though I wouldn't get much for it I think, but something is better than nothing if something ever happens but after about 4 or 5 years if I were to pay for all of the comprehensive payments, thats what the car would be worth. Car has over 178K but not quite 179K. Oh yeah, I'm 20 years old.